If you’re going to buy your beauty would you rather do it with cash or credit? Those aren’t your only options anymore. There are companies now that exist solely for the purpose of granting cosmetic surgery loans. These are quick, easy, no deposit loans for relatively small ($8000 – $15,000) cost procedures. These loans can be viewed as a cheaper alternative to costly credit card interest rates. But plastic surgeons are concerned that it will promote women who don’t have the money to get surgery they otherwise wouldn’t be able to afford. However, these same doctors have been accepting credit cards for years. Is there really a difference? Credit is credit is credit. Whether you have credit with a bank in the form of a card, or credit with a bank in the form a loan, the only difference is the amount of interest you’re paying. So shop around and make sure you’re getting the best rate. And to those loan companies who think their rates are so great, a zero percent interest credit card would always be preferable to a loan. But that’s just my opinion.